@book { author = {Šebo, Ján and Melicherčík, Igor and Mešťan, Michal and Králik, Ivan}, title = {Aktívna správa úspor}, year = {2017}, publisher = {Wolters Kluwer}, isbn = {978-80-8168-693-1}, doi = {}, URL = {https://uatakademia.aspi.sk/kiadvany/193} }